The National Association of Mortgage Field Services (NAMFS) Regime has been in a death spiral for over a year now. Membership in decline; fraud on the rise; and a NAMFS Regime Fraud Fest that could not even afford to supply coffee for its attendees. No bullshit. By way of comparison, when Eric Miller, the charlatan NAMFS Regime Executive Director attended the Florida FAST Conference which had NO CORPORATE SPONSORS, Labor ensured that everyone was both well fed and did not have to walk around begging for glasses of water like refugees in the desert — first hand accounts at the NAMFS Regime Fraud Fest 2014 sounded more like a homeless shelter’s Christmas Play.
To this day, no one really understand why the NAMFS Regime publicly violated their own By Laws and flaunted the appointment of Joe Hummel to the NAMFS Regime Board.
After being hit time and time again with documented cases of both criminal activity and millions of dollars in fraud, the NAMFS Regime Membership has become somewhat of a B Rate Club much like the Yakuza in Japan these days. For all the pomp and flair that the NAMFS Regime try to create, the reality is that only weeks before the NAMFS Regime Fraud Fest 2014, they were nearly SIXTY THOUSAND DOLLARS IN THE HOLE! As documented by the inability to find anyone willing to pony up money for the NAMFS Regime Fraud Fest Beverage Committee; as sadly experienced by the NAMFS Rank and File left without coffee or anything to drink, the NAMFS Regime has become the joke of the Mortgage Field Services Industry.
When Foreclosurepedia launched #OpNAMFS in early 2013 after being targeted by both Eric Miller and then NAMFS Regime President Deanna Alfredo, the NAMFS Regime’s fate was sealed. With volumes tanking, the Ponzi Scheme which had been floated for so long was rapidly collapsing. Carol Boyd, a HUGE NAMFS Regime Contributor through her Bronze Level Sponsorships, was the first nut to fall. The reality was that her attention was probably the worst which could have been caught as Senator Bob Corker, R-TN, became involved in what proved to be a multi state Ponzi Scheme which ended up defrauding disabled war veterans.
As the regulatory landscape began to change, the NAMFS Regime was unable to change with it. Why? They were entrenched and interwoven within the very same webs which had made them corrupt to begin with. As a testament to this; as the Consumer Financial Protection Bureau (CFPB) began to close in with their investigations upon Altisource, Legacy NAMFS Regime Member Buczek Enterprises took a million dollar plus hit from fellow NAMFS Regime Member National Field Network (NFN). Hoping to dodge the bullet, Altisource Vendor Buczek Enterprises decided to pass the loss onto the Contractors. During the same period of time, November of 2013, the disgraced and former NAMFS Regime Secretary Heather Berghorst, yet another Altisource Vendor, began to suffer the same fate of financial insolvency.
Foreclosurepdia began cranking up the heat in #OpNAMFS by launching #OpBerghorst and #OpBuczek. As Adam and Amanda Buczek began to crack under pressure, Heather Berghorst had a different idea. In a last ditch attempt to conceal Berghorst Enterprises’ financial insolvency, disgraced former NAMFS Regime Secretary Heather Berghorst followed the same unwise path as Eric Miller had in attempting to sue Foreclosurepedia for making their opinions public. As was the same result with Eric Miller, disgraced former NAMFS Regime Secretary Heather Berghorst and her lawyer were both shown to be the shakedown artists that they both were.
As it stands now, disgraced former NAMFS Regime Secretary Heather Berghorst has filed her second bankruptcy and is pending fraud charges in federal court. Hundreds of thousands of dollars are unpaid to Contractors and Altisource could give two shits. The same is true of Buczek Enterprises with Altisource backing their play, as well. It seems like every day we are hearing about another NAMFS Regime Order Mill collapsing. Not surprising, really, when we look at the ONE HUNDRED AND ELEVEN PLUS THOUSAND DOLLAR A YEAR SALARY paid to Eric Miller for doing nothing but invoking a wall of silence to isolate the fraud, deceit and corruption under his roof. With a consumption of well over SEVENTY PERCENT OF ALL MEMBER DUES, Eric Miller has become dead weight and many folks are beginning to take notice. After the NAMFS Regime Fraud Fest 2014, even some of the most staunch NAMFS Rank and File realized that the Golden Era of Fraud was over.
When you Google Midwest REO Association, Foreclosurepedia has Command and Control of Page One on Google. In fact, even though ZVN Properties issued the Press Release today timed to coincide with the Five Star Conference, their information is nowhere to be found. This should telegraph that Foreclosurepedia does not bullshit around with how we run our ship.
Bryan Lysikowski, Chief Executive Officer (CEO) and co founder of ZVN, is the man behind the curtain. ISTAR Clear Base has a substantial file on Lysikowski, his compatriots and ZVN. Originating in 2005 as ZVN Properties LTD and spun down by Malia Gelfo in 2008, ZVN Properties Inc. was born in 2007. Dun & Bradstreet has them listed in around $3.5 Million gross today, with Gelfo as the primary point-of-contact. Whether they are or were one in the same I do not know nor do I care as ZVN Properties LTD signed off on the use of the Similar Name. In similar fashion to many other NAMFS Regime Rank and File, ZVN does not like to allow the State to pierce their corporate veil — no names on their Ohio License. ZVN, in conjunction with Nova Title, would appear to finally have grown a pair of balls and seen the writing on the wall.
“REO professionals who become members of the MRA will be able to better share information and referrals with peers with whom they are not necessarily in competition, but are active in this specific region – a region that still has a significant number of delinquent mortgages and distressed properties,” said Dyer.
“Some of the national REO trade associations have lost steam and influence in recent years, mainly because they are not entirely in tune with regional issues and it is difficult to draw members to events that are clear across the country. The MRA will rectify that situation in the Midwest Region of America”
Let me break this down in a way that only a trained, media professional such as myself is able to. While Lysikowski and others had been on the sideline, for quite sometime about whether or not the time to sever the NAMFS Regime umbilical cord was right, what they witnessed happen at Florida FAST a month or so ago, confirmed their suspicions. When Labor, in the middle of the mowing season, was capable of not only organizing a Conference, but also terrified the NAMFS Regime so greatly that they sent in Executive Director Eric Miller, ZVN, et al. — study the et al. as the money behind this foray is important — realized that the Emperor Wore No Clothes. No bullshit. As a matter of fact, the above quote is, almost word for word, precisely what I stated at Florida FAST. Unlike Terry Platt, the Propaganda Minister for the NAMFS Regime and Joe Hummel’s — he is the guy whom was illegally elected to the NAMFS Regime Board — apparent biographer — or is that Kim Fatica as I get the Spin Doctors confused all the time — I applaud the fact that people use my Play Book.
It is not all bed and roses for ZVN Properties, though. RipOff Report has some negative info on Lysikowski and Co., as does Contractor Talk. Preservation Talk has an older thread, as well, preaching the typical bullshit pricing that Order Mills shell out. ZVN Properties was also the Order Mill whom was on the scene when a home owner committed suicide. In an ironic twist, ZVN Properties is mentioned in a DMCA Copyright Violation Take Down Notice issued to Google by RipOff Report.
Coming on the heels of a recent move into a new, 17,000sqft building, ZVN Properties is also on a hiring spree of sorts. Make no mistake, no one is getting rich off of the money they are offering. The question that presents is precisely where was Dyer going with his statement. In a very heated and contentious landscape, the last thing ZVN Properties needs to be labeled as is a Firm looking to get sideways with the Sherman Act. While it is one thing for the NAMFS Regime, a Non Profit Organization, to run a Trade Association, ZVN Properties is a For Profit Firm. The binding together of a plethora of For Profit Firms underneath the same umbrella to price fix will undoubtedly get some prison time for all those whom set sail on the USS Midwest REO. Is this the Lysikowski and Co. plan? I don’t know and I am going to hold my opinion until I see whether or not their Point of Contact, Lynn Effinger will return my email.
Effinger is in my backyard; he is about 20 minutes from me, in Knoxville. Now, we have seen precisely how effective I am at long range investigations. The question presents how much more so in my own backyard. In fairness, Effigner has some pretty damn good articles over on HousingWire. He, like I, do not follow the herd mentality in that there is some type of housing recovery nor has there ever been. He was also around at Assurant Field Asset Services (AFAS) when I took their attorney, Jason Rosenberg to task over AFAS trying to fuck us along with Field Asset Services (FAS). With that said, I like to think that 20 June 1970 as memorable in Los Angeles. With 70 as a high and Oriole’s Brooks Robinson got his 2,000 career hit, it was a pretty good day.
A copy of this has been sent to Effinger. Perhaps he and/or ZVN Properties will reach out and maybe not. Regardless, Foreclosurepedia will stay on top of precisely what is going on with the Midwest REO Association. To be candid, the enemy of our enemy is our friend. The question presents whether or not Effinger is putting aside his white collar long enough to roll up his sleeves. If so, Foreclosurepedia would take its Blue Collar off long enough to meet in the middle and potentially lend support.
