Lee Mertins and his unholy Philadelphia Operation financed by the I – 95 Corridor Florida Paymaster, Eduardo San Roman, is starting to experience some discomfort — and it is not attributed to his sexual proclivities. The reality is that Assero and 24 Asset Management have an Achilles Heel. Word on the bricks is that regardless of what US
Department of Housing and Urban Development (HUD) gives two shits about on the 3.8 Awards soon forthcoming — vis-a-vis HUD 5.1.12.5 and the Conflicts of Interest Clause to protect US Taxpayers — it may not matter. Now, HUD does not want a bunch of problems and in all due candor Mertins and his Florida Paymaster San Roman are nothing but a trainwreck waiting to happen. So, while many are soaking up the Icepacolypse in Texas at the Mortgage Bankers Association (MBA), the word about the latest Foreclosurepedia Article on the Brokeback Mountain Affair is making waves Coast to Coast. Philadelphia is a tight knit town and the Attorneys General of several states along with the Consumer Financial Protection Bureau (CFPB) may have a plan up their sleeves, yet.
Data gathered by Assero and stored in what might be referred to as a stolen management system would not bode well for anyone. The reality is that if this pans out as an accurate observation — and I want to stress that my opinions are based upon merely speaking with people and reviewing Visneta which possessed AMS Proprietary Information after AMS had ceased to exist — any Client whom even had remote exposure to Assero, 24 Asset Management, Visneta or Eduardo San Roman could potentially be liable for not performing Due Diligence. More on point, though, is the fact that any data in any server which operated within the alleged stolen management system might be subjected to seizure and the entirety of the system locked down. You see, we start getting all medieval and shit using language like Conduit; like crossing state lines, using electronic means in the furtherance of artifices and schemes. Shit like deposition and interrogatories start flowing around like a septic system gone bad.
What did Eduardo San Roman know and when did he know it would be the central question. Did San Roman pay Mertins for software and if so what did he pay for? And just for good measure how does it bode for the Financial Institutions; the Government Sponsored Entities (GSE) like FannieMae; and obviously HUD. You see, the contamination of financial sector data is a taboo that no one wants to even think about. Sometimes this alone is a reason to properly investigate and eventually do no business at all.
People are whispering to Foreclosurepedia that Mertins has been advised by his FannieMae cronies that Assero will be winning FannieMae Contracts over multiple states — several or many is still up in the air. If so, it would be a pretty good indicator that the nearly limitless amount of money Floridian Paymaster and I – 95 Connoisseur Eduardo San Roman coupled with Mertins open ended budget at AMS finally paid off — or did it? I say this because if FannieMae and HUD begin to perform some Due Diligence, they may actually take a pass on the entire San Roman Affair — Affair, I like that when I think about Mertins sexual persuasions. I mean here is the deal: Whom is fucking whom and for what?!
So, enter the Racket Model. What happens is that when you are doing FannieMae or US Department of Housing and Urban Development work, there is a requirement for Ongoing Routine Services such as Inspections and Cleaning. So, if you are being paid for let’s say Cleaning Services in a lump sum; if you only send a Contractor out once a month even though your Contract may state otherwise two things happen. First, you are committing fraud. Second, you end up with Contractors whom say they are not going to clean a property which hasn’t been serviced in months for $30. Factor in the twenty percent discount and then waiting 45 days and you have a repeat of the AMS Clusterfuck.
Contractors weren’t the only ones catching hell, though. The internal AMS Staff were constantly feeling the crack of the Mertins’ whip. Here’s how it went down according to many:
The AMS Staff were told to get a Contractor to go service a property no one had been to in weeks. Most Contractors began to buck. When Mertins couldn’t get his Slave Contractors to perform weeks of services in one visit for the Slave Wages, he took it out on the staff and many were fired as a direct result according to them.
The question that presents, though, is how does one go about proving it? You see, when you deal with HUD; when allegations of falsification of documents are made, there must be a way to prove it. Ah, there is and you are going to love it! To be able to justify the billing — on this note we are hearing that cooking the books with double billing was somewhat of an art — and to substantiate compliance with Contractual Agreements, photographic evidence is needed. Now, FannieMae Servers are considered private and generally not subject to Freedom of Information Act (FOIA) Requests. HUD is not private and subject to FOIA as it is a US Government Agency. The information entered by ANY HUD PRIME VENDOR is entered by and through the P260. To enter data via the P260 a C Number is required. Now, pay attention as this is important kids: NO ONE OTHER THAN THE PERSON ISSUED THE C NUMBER MAY UTILIZE ITS CREDENTIALS!
There is a common Industry Technique referred to by many names such as Screen Shotting, Desk Topping or Mirroring. It was addressed during the Innotion days by the HUD Office of the Inspector General. Screen Shotting is where you take a photo and then use a software tool to crop it. So, what a person does is crop the photo wherein the Date/Time Stamp is removed and you have the photo you want sans the stamp so that you may enter in your own. If the perpetrator is smart, they also change the EXiF Data which is embedded on the photo, to match the Date/Time Stamp. Most are not.
Enter the temps. The biggest problem with temporary help is that most of them are not consummate professionals. Additionally, many administrative temps never contemplate the fact that their superiors may instruct them to potentially commit crimes of federal magnitude; crossing state lines using electronic means comes to mind, along with tampering with work product and potential evidence. Screen Shotting, inevitably, leaves tell tale signs no matter how talented one is. First, remember the C Number? Yeah, when you begin to drill down on the IP Logs — even if the Facility uses one common hub each terminal is assigned a unique IP Address — you start to find the almost immortal and godlike ability for one human being to perform tasks upon multiple terminals simultaneously. On some occasions, the superhuman feat of being able to be in multiple cities simultaneously is demonstrated. Incredible; I mean I hear the distant echos of the Gods Themselves celebrating this multi dimensional talent!
Forget the C Numbers; the C Numbers are examples of wide spread fraud throughout the Industry. What I want you to do now is get a cup of coffee and tuck the kids in because we are going down the rabbit hole.
Screen Shotting. So, you load up a shit load of photos and instruct the temps that there was, “…a glitch…” in the System and we need to copy and paste the photos and reupload them. “Hey, forget about it, capiche?!” So, you begin to get a picture now of what I believe was occurring. Make no mistake it is verifiable. Whether you cross compare the EXiF data, examine the proportional size of the photos vis-a-vis the entirety of the portfolio uploaded over the lifetime of the asset (yeah, I really did Intelligence); whether you calculate the declination of shadowing and pixel granulation or perhaps even see the stray imperfection which each camera inherently has, none of this trumps the the fact that thousands upon thousands of those fucking photos — and remember they were being submitted for payment representing the allegation that a human being had performed services — HAD A GODDAMN CURSOR ON THEM! True story! You see, FannieMae may want to have the real Brokeback Mountain Lee Mertins step up and opine. And dear ‘ol Eduardo San Roman. My, my, my. This is some straight 4Chan action coming down the pike for him. If San Roman thinks he has swagger now, wait until he gets a piece — proverbial piece as I do not know yet if San Roman swings that way — of the Mertins Express rolling in!
Pretty amazing that FannieMae would give Eduardo San Roman an award after his Main Squeeze Lee Mertins “cooked the books” on the work completed while shutting down cleanings and routines every winter on 50% of the inventory to save money. Remember, while Mertins and his Brokeback Mountain Krew were reporting the work to be done and subsequently receive payments, even on snow removals where he routinely held back half the snow orders to avoid paying vendors for performing the work, it was business as usual. Is this what FannieMae and HUD want?! Brokers routinely reported their assets not being serviced for months at a time, but Fannie Mae never responded to their please for help. All this while extorting funds from vendors through manipulation of the vendor scores in the very system that was eventually stolen from AMS/MCS and is now being used by Assero.
You see the reality is that Foreclosurepedia interceded upon the behalf of Bennet Vinson by and through Salim Wilson whom was then inside the Office of the General Counsel of AMS. Everyone knew, from top to bottom, what was going to come down the pike if the wheels fell off AMS before the sale went down. Everyone meant everyone up the pike and over at the Regulator’s Den of Thieves. Yeah, I don’t think even the High Holies knew precisely how deeply I was embedded at AMS — nor do they know precisely how long it will take to sit down as I begin to pull the microscopes out of the assholes of the rest of these motherfuckers.
Lastly, the fact that 24 Asset holds management contracts and has their own P&P/REO Company. One would think that this would present a major conflict to any Clients seeking to avoid further conflicts. The reality is that Foreclosurepedia is going to closely examine the relationships between Eduardo “I 95” San Roman and the Industry. We are going to very closely examine the relationships between 24 Asset Management, Assero, Visneta and the rest of the Mortgage Field Services Industry. And ultimately we are going to ensure that any Financial Institution, GSE or US Government Agency doing business with the Brokeback Mountain Brigade receives the sanitizing effects of transparency they so deserve.
