Foreclosurepedia first reported Lisa Thomas’s account of six unpaid months under Michael Evangelo’s National Mortgage Field Services on August 31, in “That’s What They Told Me.” Her explanation then, as she relayed it, was that NMFS was not paying her because NMFS’s clients were not paying NMFS. New documentation Thomas has provided contradicts that explanation directly.
What Changed
Thomas has now shared a spreadsheet — attached below — of individual NMFS work orders spanning Georgia, Mississippi, and Arkansas, run from November 2024 through June 2026. It shows roughly $1,313 outstanding against $1,691 billed. It is part and parcel what the former NAMFS Board of Directors representative is doing on a daily basis.
More significant than the total is what Thomas learned when she went to the clients directly. They told her they had already paid Evangelo in full. That account does not square with the excuse NMFS gave Thomas in August: that the company could not pay Labor because its own clients had not paid NMFS. Foreclosurepedia is reporting both accounts as told. We have not obtained a direct statement from Evangelo reconciling the two, and we sought comment from the client Thomas named before publication.
Thomas did what Labor is told to do when a firm stops paying. The U.S. Department of Labor and the labor departments of Arkansas, Mississippi, and Georgia each declined jurisdiction, bounced between a state that says the work happened elsewhere and states that say they only process unemployment claims, not contractor non-payment.
Forty Years of Standing, and Still No Reconciliation
Evangelo has run inspectors since 1983 and claims over 700,000 personal inspections before building NMFS into a 42-state, 69,000-zip-code operation dispatching more than 800 independent contractors. He sat on the board of the National Association of Mortgage Field Services and on the review committee Aspen Grove Solutions uses to vet contractor fitness across the industry. A failed sale of NMFS put him back in day-to-day control of the company earlier this year. Foreclosurepedia’s Firm Registry (FCPD-RPT-26Q2) lists NMFS under a NON-PAY flag and marks the firm FOR SALE, with Evangelo’s active pursuit of an exit and having now to return to a collapsed sale and company.
None of that standing changes what Thomas is owed, and none of it explains the gap between what NMFS told her in August and what a client has now told her directly.
The Backdrop Labor Is Absorbing
Foreclosurepedia has already documented the industry-wide squeeze in “Labor Foots The Bill As Management Cuts Pricing With $6 Gallon Diesel.” That backdrop is the same one Thomas is working against while she waits to be paid. Diesel hit an all-time national average high of $6.27 a gallon on September 11, according to AAA, up from $3.70 a year earlier, and Field Service Technicians and Inspectors cannot defer fuel to reach a door NMFS ordered them to knock on.
Borrowing costs are climbing alongside it. Freddie Mac’s weekly survey put the 30-year fixed mortgage at 6.76% as of September 10, and NerdWallet’s daily tracker showed the average 30-year rate crossing 7% by September 14. The 10-year Treasury yield, the benchmark underneath that pricing, climbed above 5% this week for the first time since 2007, nearly two decades ago. For Labor carrying debt to cover fuel and equipment while NMFS decides when to pay, every one of those numbers compounds the hole Evangelo left them in.
Foreclosurepedia Sought Comment
Foreclosurepedia contacted the client Thomas identified, seeking comment on the payment history and on the discrepancy between its account and the explanation NMFS gave her in August. That request is documented and pending response. This article will be updated if one is received.
Thomas is not the first Field Service Technician or Inspector to come forward about Evangelo’s National Mortgage Field Services, and her documentation is more specific than the last account Foreclosurepedia published. The explanation NMFS gave her has now been contradicted by the party it named. Michael Evangelo still owes Labor an answer.
Here is a list of the property owners, order mills, and lenders whom have overseen the failure to pay with the spreadsheet below.
Owens Insurance, Aremco, Service Link, SingleSource, First Allegiance, and Mr Cooper.
Wilkerson 82 Realty Llc, Mary Tackett, Angels Garden Revocable Living Trust, Patsy Sidio, Beatrice Wadlington, Katie Wilbert, Magnolia Rentals Llc, Herman & Patricia Carter, Bessie Brown, Joe Stout, Bonnie Westbrook, Virgie Taylor, Paul & Carla Sheffield, Patricia Dillon, William Dean, Phylicia Mcgee, Kimbriel Investments Llc, Tyler Griffin Dba: Tmg Farms, Willie & Takida Lomax, Doris Griggley, Glinda Thompson Walker, Josh & Alyssa Copeland, Perry Lee, Gerald Leatherman NST, Melvin Sullivan NST
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