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Insurance companies are pulling out of high-risk states like California, leaving homeowners, renters, and landlords scrambling for coverage. The primary driver of this exodus is the massive financial losses caused by natural disasters, particularly wildfires. Insurers argue that the increasing frequency and severity of these catastrophes, combined with outdated state regulations, make it nearly impossible to remain profitable. The question that presents is whether or not future generations of new home owners will be able to purchase homes in areas without insurance.
The Impact of Wildfires on . . .
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