Foreclosurepedia has been a vocal advocate for the development of a Model Lien Framework within the Mortgage Field Services Industry since we began writing nearly a decade ago. The blanket Waiver of Lien policy which has been a mandatory requirement to even work in this Industry results in upwards of nearly $10 Million worth of fraud each year. Members of the National Association of Mortgage Field Services (NAMFS) account for over ninety five percent of all cases I have documented in the ISTAR Database. A simple perusal of Public Access to Court Electronic Records (PACER), an electronic public access service that allows users to obtain case and docket information online from federal appellate, district, and bankruptcy courts, documents HUNDREDS OF MILLIONS OF DOLLARS worth of fraud committed by NAMFS Members over the years.
Foreclosurepedia addressed the criminality of NAMFS Members, spearheaded by NAMFS Executive Director, Eric Miller, years ago. To date, Miller continues to collect the hundreds of thousands of dollars and Minority Females continue to be defrauded by Miller’s Membership.
When Foreclosurepedia began researching information with respect to assisting Minority Females and others whom were the victims of NAMFS Member fraud in the Southeast, we found zlien — yes, it is all lower case and italicized. Scott Wolfe Jr, Chief Executive Officer (CEO) of zlien, has a longstanding tradition of providing timely, accurate, actionable information to individuals and companies whom cannot otherwise afford legal counsel. In fact, I believe it is fair to say that Wolfe and his Team are the Google of the Lien Industry. I do not make that statement lightly.
For years, when folks have come to me wanting resources pertaining to the filing of liens in the Mortgage Field Services Industry, I have always pointed them to zlien. Why? It is not simply the commercial and technological sophistication which Wolfe and his Team bring to the plate; it is not simply the astounding success rate which provides a beacon of light for those lost in a complicated quagmire of legalese, it is the willingness to provide their enclyclopedic knowledge of filing liens — FOR FREE!
Yes, you heard that correct. An enormous portion of zlien is dedicated to the assistance of folks in a pro bono fashion. In fact, Foreclosurepedia wrote an article on one of zlien‘s latest free products, the zlien Waiver Exchange. Foreclosurepedia and tens of thousands of others have greatly benefited from the material which Wolfe and his Team graciously provide, in good faith, with respect to the lien process in all fifty states. That is why when we heard about the underhanded actions alleged by Nationwide Notice, Inc., we felt compelled to write upon the matter.
In an effort to defend its intellectual property rights, zlien filed suit in April 2016 against Nationwide Notice arguing that Nationwide plagiarized website content from zlien.com. The complaint alleges that Nationwide Notice copied educational content from zlien’s website, where it is made available to the public at no cost, and displayed the information on their own website behind a paywall.
Scott Wolfe Jr, zlien‘s CEO, had this to say to Foreclosurepedia with respect to the now fourth time they have had to protect their intellectual property,
I find it incredible that companies do this as well – it’s really, really surprising to me how often we find it. This is the 4th construction notice company / collection agency that we’ve had to sue for this type of blatant plagiarism. One of which was the National Association of Credit Management – a national organization! We have two more in the wings that need a suit. It’s not only frustrating that these companies steal our content, but that our users and sales prospects may mistake them for the true creators of it, and thus, the experts. — Scott Wolfe Jr, zlien CEO
Nationwide’s alleged infringement of zlien’s copyright is something which strikes home for myself and other digital content providers. Day in and day out it is a cat and mouse game. We wish Wolfe and his Team Good Hunting and hope that others take note.





