The VA Allowables 2026 is the complete Department of Veterans Affairs maximum property preservation fee schedule effective January 30, 2026, extracted directly from the VALERI system — the VA’s own loan electronic reporting interface. This is the definitive state-by-state matrix governing every reimbursable expense on VA-guaranteed loans, covering property inspections, securing, winterization by heat type, yard maintenance with lot-size tiers and allowable date windows by state, snow removal, utilities, equipment repair, pools and spas, boarding, debris removal, and the full suite of foreclosure-related legal, title, appraisal, and filing fees broken out for all fifty states plus American Samoa, Guam, Puerto Rico, and the U.S. Virgin Islands. Attorney fees in this edition carry an updated effective date of October 16, 2025. VA paper runs through the same nationals and order mills as FHA and conventional inventory, and the same margin-skimming applies. Every contractor working VA-backed properties should know exactly what the VA authorizes before they accept the next work order.