The Freddie Mac Allowables 2026 is the complete 1-to-4 Unit Property Approved Expense Amounts schedule from Freddie Mac’s Single-Family Seller/Servicer Guide, Exhibit 57, incorporating the August 2023 bulletin updates and current for 2026 operations. This document governs every reimbursable property preservation expense on Freddie Mac-owned and Freddie Mac-backed loans — inspections, securing, boarding, debris removal, yard maintenance with lot-size tiers and seasonal windows by jurisdiction, winterization by heat system type, pool securing, utilities, emergency repairs, mold treatment, roof repair, and miscellaneous preservation activities. Unlike HUD and VA which publish flat allowable schedules, Freddie Mac operates on a unit price plus expense limit structure — meaning there is both a per-unit ceiling and an overall job ceiling for each task. Nationals and order mills working Freddie Mac inventory know both numbers. The contractors doing the work typically know neither. This document closes that information gap and gives every field service technician working conventional paper the same baseline the servicer has been working from.
