Homeowners across Texas are facing a dramatic rise in home insurance premiums, driven by a combination of increasingly destructive natural disasters, inflation, and rising rebuilding costs. Known for its vast and diverse geography, Texas is one of the few states that experiences nearly every type of natural disaster—including wildfires, hurricanes, hailstorms, and tornadoes. This unique exposure has positioned Texas among the most expensive states in the country for insuring a home.
How Much Are Texans Paying?
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