Tuesday, March 2, 2021
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The Big Lie: New NAMFS Member Contracts Require List Of All Subs

Have you reviewed your contracts lately? Foreclosurepedia has and the latest information is terrifying. Monday was President’s Day, a federal holiday. And while many were arguing about it’s storied history with respect to racial inequity, one thing everyone can agree on is that if you work on a federal holiday, your pay must legally be time and a half overtime. Nothing, though, could be further from the truth if you work upon National Association of Mortgage Field Services (NAMFS) member’s contracts. In fact, while NAMFS members and the US Department of Housing and Urban Development (HUD) both labeled Inspectors and Field Service Technicians as Essential Workers during the early days of the pandemic, neither party has paid a single penny in additional wages to Labor. Additionally, neither party found it necessary to fast track COVID vaccinations for Labor even though Labor DAILY interacted with some of the highest risk individuals such as the elderly, those on kidney dialysis, and others with cancer. They did this all the while knowing that COVID infections were within the ranks of Labor and that that same Labor was, daily, crossing state lines. It is an abomination, to say the least. And that NAMFS members would regale in the profits they made and as HUD sat by with a wink and a nod, is a tragedy of Dickensian proportions. Even as the Biden Administration is lauded and praised for simply breathing oxygen, the reality is neither Joe nor anyone in his Administration, least of all Acting HUD Secretary Matt Ammon or his anticipated successor Rep. Marcia Fudge (D-Ohio), are in any hurry to cure the inequities visited upon Minority Females and Labor whom tirelessly and with great risk of infection, perform their required tasks upon distressed assets.

The demands to present medical insurance, lists of all sub-contractors with signatures and their medical insurance; demands for mandatory drug testing; and mandatory $1,000,000 auto policies for three dollar inspections smacks of authoritarian regime demands not seen since the early 1900’s during the anti-trust schemes of Standard Oil.

The recently viewed contractual demands are truly a paradoxical Les Misérables brought to life only in the way that the callous and predatory behavior of NAMFS members are capable of exhibiting. Moreover, though NAMFS members appear to have decided that COVID was the time for change when it came to their Contracts with Labor. Instead of looking at COVID as a time to improve relationships; instead of looking at COVID as a time to invest in quality Labor; and instead of looking at COVID as a time to strengthen the educational foundations of a rapidly changing Mortgage Field Services Industry, NAMFS members have slammed the door on any discussions.

Here is a quote from the Orwellian contract now demanded by HUD’s largest Awardee upon its Management and Marketing (M&M) Field Service Manager (FSM) 3.10 contract,

In the event that the person signing below is eligible to be exempt from Workers Compensation insurance as a sole proprietor if legally able to do so in the state in which they conduct their business, then they must provide both proof of medical insurance and sign this document below.

Two things happen here. First, for anyone with subcontractors IT IS MANDATORY that they list out all of their subcontractors by name. Second, IT IS MANDATORY that wet signatures — the most dangerous of all signatures for anyone ever to present electronically — be affixed from all subcontractors. The #Epic clusterfuck, not to mention time and costs involved, almost ensure that the meaningful ability to participate in US Government contracting is drawn to a conclusion. And finally, the possession of medical insurance cards and policy information raises the specter of violating the Health Insurance Portability and Accountability Act of 1996 (“HIPAA”), 42 USC 1320d and 45 CFR 160-164 (HIPAA).

And all of this coming from a NAMFS member whom recently had to send out legal documents from the General Counsel admitting to a potential breach of Labor’s Personally Identifiable Information (PII)?!

I mean who, in their right mind, cooked up this requirement? It gets better, though. As if forcing people to release their medical information wasn’t enough, there are now demands of MANDATORY DRUG TESTING for all office and in field personnel regardless of whether they are employees or subcontractors.

Prior to the provision of Service hereunder, Vendor, at its own expense, will conduct a third party background checks [sic] and drug screening on all personnel who will be involved in providing services.

Drug screening ON ALL PERSONNEL — Their words not mine! As we know, for a fact, that this NAMFS member provides work to all other NAMFS Top Tier Vendors, Foreclosurepedia is curious if, for a fact, they have required the same from say ZVN Properties, Cyprexx, Mortgage Contracting Services (MCS), or Spectrum Field Services. The answer is a resounding negative. In fact, the recent and far too cozy relationship of tossing a bone to their fellow NAMFS members, from the contractual point-of-view, screams of price fixing and Sherman Act Anti Trust violations in my opinion.

The demands, though, do not end there. In an Industry wherein the average pay for a delinquency inspection is THREE DOLLARS — that is not a typo — the auto insurance requirement is ONE MILLION DOLLARS! There is a demand to list all auto policies and vehicle information for EVERYONE regardless of position or role filled.

Here is the rub, as the bard would say, the biggest investment of a human being’s lifetime is placed in jeopardy for three dollars. In almost 99.9% of the time, Inspectors have zero licensing, zero training, and zero comprehension of what they are doing when determining occupancy status. That is a fact. Period. End of conversation. This means that the Inspector, whom must pay One Million Dollars for auto insurance in order to perform three dollar inspections, has a vested interest in making them assembly line — not dissimilar to the crinimal robo-signing of the 2008 Financial Crisis. And there is no proverbial off button as Foreclosurepedia has WELL DOCUMENTED over the past decade. Even worse, in many cases the Inspector will not be paid and must return at their own expense if they label the house as occupied! Once the house has been labeled unoccupied, a gauntlet of activity begins including, but not limited to, the changing of the locks on the doors; the removal of all property inside; the removal of any animals; and the seizure of any vehicles present.

Imagine, you and your family have left for the funeral of your children’s last grandparent due to COVID. Your son and daughter are distraught over the death of your wife’s mother. And when you arrive back, everything is gone and your locks have been changed. All the photographs of their grandmother now in the city dump; your children’s toys and beds gone; your dog and cat removed; and your wife’s car which she uses to go to the only job supporting the family taken.

You do not have to search through Foreclosurepedia too hard to find dozens of cases nearly identical to the above. Even more disconcerting is the simple fact that while HUD pays the bill for these activities — either through allowable and over-allowable expenses to the financial institutions whom directly compensate to NAMFS members, they refuse to become involved in any complaints no matter how egregious. While Foreclosurepedia chronicled multiple attempts to have the HUD Office of the Inspector General examine a litany of charges including outright fraud committed against the US Government based on False Claims Act violations, there is not a single account of HUD’s intervention.

So, what is the solution? Well, for years Foreclosurepedia has advocated for the International Association of Field Service Technicians (IAFST). The IAFST has been successful in building in roads with respect to education, organization, and message delivery. We have also advocated for a diversification in Labor with respect to engaging municipal, county, state and federal contracting by and through our Turn Key products listed below. The overarching problem, though, is that unless and until Management is placed in a precarious position of having to outright acknowledge Labor and collectively bargain, there never will be a motivation to negotiate. Additionally, unless and until Labor sees fit to have the US Government — HUD, VA, USDA, etc. — address their grievances, the reality is that not much is ever going to change.

The connective tissue in all of this is the simple and salient fact that the Industry wishes to deploy independent contractors; however, they know that they are, in fact, unlicensed and misclassified employees. On each and every single day, NAMFS members deploy a veritable army of unskilled and unlicensed personnel in all 50 State and Territories with the sole aim of transferring assets from the homeowner to the investor. That is the model, at the end of the day.

As we will discuss over the weekend on the Foreclosurepedia Podcast, that model may becoming to an end as HR 2474 was just moved to the US Senate. HR 2474 will remove almost all alleged independent contractors and convert them to employees in a fashion nearly identical to the Dynamex decision in California — see generally California Assembly Bill 5. And by the looks of the contracts which NAMFS members are rolling out, it may be a good thing!

Biden Administration Pushes Agency Backed Moratoria To 30 June 2021

As Foreclosurepedia predicted several months ago, the Biden Administration has pushed out the  government-backed or guaranteed mortgage foreclosure and forbearance moratoria out until 30 June 2021. This covers roughly 70% of all single family home mortgages out there. The impacted number eligible for relief stands at roughly 13.7 million homeowners. This leaves 30% — roughly 5.9 million — homeowners out in the cold. So, at least through the July 4th Holiday, current volumes are anticipated to remain the same if not drop even more. One thing in which the Biden Administration did not address was the moratoria with respect to evicting renters. So, how does this play out with respect to the ability to survive as a small business? The reality is that the odds are all stacked against those whom do not rapidly diversify.

Take, for example, simply the cost of materials. Lumber, which Foreclosurepedia has reported upon multiple times both before and during COVID, is through the roof. OSB is at all time highs as the Wall Street Journal just reported on,

Lumber futures have climbed 47% over the past three weeks, to within a few dollars of records set in September. Lumber for March delivery ended trading Friday at $982.10 per thousand board feet, more than twice the price a year earlier. Records have been set across species, products and grades, according to pricing service Random Lengths. It has never cost more to buy oriented strand board, known as OSB and used for walls, Southern yellow pine, which is favored for fences and decks, or ponderosa pine, which is popular in cabinetry and interior trim. Many engineered wood products used in new construction, such as I-joists, are in short supply, and mills are backlogged with orders well into March, the pricing service said. Last week, its Random Lengths Framing Lumber Composite price rose to $966 per thousand board feet, exceeding the $955 high set in September.

Fuel prices are skyrocketing and coupled with the fact that oil just hit over $60 a barrel, the prices are not going to fall again anytime soon. Probably the most important thing, though, is the abysmal roll out of the COVID vaccine by both the Trump and Biden Administrations. To that point, if we continue at our current trend in the US, it would take 7 years to simply vaccinate folks with the current formula. And that is the issue I want to address. One of the largest problems I foresee is that the fast tracking of mutations — take for example the South African variant which is resistant to the AstraZeneca vaccine — which will need to be addressed, long term. And to that point, the Industry needs to begin to contemplate whether the role of Essential Worker is going to continue being used and if so, what kind of financial support will be forthcoming to address this new environment.

We pick up this topic in this weekend’s Foreclosurepedia Podcast.

How To Solve The TikiWiki Package Installation

For years, I have worked with Tiki Wiki (TW). TW is a software platform that utilizes a wiki structure much like Media Wiki (MW) — MW is the framework upon which Wikipedia operates. In fact, going all the way back to version 2.x, myself and those in a close knit group have liaised with some of the developers there as we saw the incredible potential for the software. TW, as opposed to MW, is a granular permissions based wiki. What I mean by this is that MW has a core of code which was never intended to restrict or obscure access to data at a page based level. Other than Intellipedia, the US Intelligence Community’s version of Wikipedia, the ability to secure sensitive compartmented information (SCI) with a native MW core, is virtually impossible. With TW, the core itself, was originally designed for such. TW is 10+ years old, translated into 40+ languages, has 250+ code contributors (via CVS/SVN), 1,500+ built-in features and preferences, 1,000+ wiki pages of documentation, 1,000,000+ downloads, and 1,000,000+ lines of code, with a code commit every two hours (on average). For an Open Source piece of software, it is fair to say that it is one of the largest projects out there, today.

And while TW lauds the documentation, the reality is that a fair chunk of it is left wanting when it comes to laymen whom are not mid-level familiar with Linux – Terminal operations. In fairness, though, TW is a completely volunteer based project.

The installation of TW is fairly straight forward on any hosting provider — One Click to be specific. Updates, though, are virtually impossible without a deeper dive into the manual process or access and familiarity with terminal. On average, the update process, if farmed out, run about $120 USD. And for many, that represents well over an entire year of shared hosting. Granted, there are the bleeding, cutting edge versions which require frequent updates and Long Term Support (LTS) — LTS usually lasting more than a year or two — the issue is that it is still necessary to perform the security patches no matter which flavor you roll with. Installatron and Softaculous — usually one or the other is available through a reputable hosting provider — both install with the one click; however, both seem to have periodic issues with the auto-update procedure. Factoring this with the fact that the updates, themselves, are dependent upon transmission to the providers from TW, it blends a unique recipe not for the faint of heart. To these points, I have a love – hate relationship with TW. I love TW for all that I believe it is capable of doing — it includes features like a built in blog, forum, and wiki amongst dozens of other things. To the detriment, is the layman’s documentation which is what we are going to talk about today.

As a footnote here, the ability to get a hold of volunteers at TW is marginal. They have an IRC channel — kinda like a real time chat — but over the past 3 years, I have never had a question answered there. The MW community is far more robust. TW maintains a web presence with a Q&A kinda forum, but that, too, is found wanting if you have a timely need. And even many of the answers are both techie in nature as well as if the party forming the question doesn’t know how to express it properly, it generally goes by the wayside.

At the heart of upgrading and installing many of the needed Packages to expand features — such as pdf, editing of documents imported, etc. — is Composer. So, what in the hell is Composer? Glad you asked. Here is what the maintainers have to say,

Composer is a tool for dependency management in PHP. It allows you to declare the libraries your project depends on and it will manage (install/update) them for you. Composer is not a package manager in the same sense as Yum or Apt are. Yes, it deals with “packages” or libraries, but it manages them on a per-project basis, installing them in a directory (e.g. vendor) inside your project. By default, it does not install anything globally. Thus, it is a dependency manager. It does however support a “global” project for convenience via the global command.

So, now that we know the program necessary to perform functions necessary in TW, we need to learn the how of those functions. There are several ways to interact with the server which stores your data. First, if you have hosting, you are probably familiar with cPanel. In essence, cPanel allows you to directly interact with the files stored, amongst other things. Basically, it is a graphical user interface (GUI) which allows you to do things without having to access the terminal using command line interfaces which dumbfound many laymen. Our challenge, though, is that in the case of Composer, we need to tell files to do something and this cannot be accomplished with cPanel. What we need is the ability to execute commands within a Secure Shell (SSH) — a cryptographic network protocol for operating network services securely over an unsecured network. Generally speaking, we call this activity SSH File Transfer Protocol (SFTP). There are a myriad of programs which do this — PuTTY for Windows and I use Snowflake for Linux – Ubuntu. Now that we know how to use the Composer, let’s dig in a bit.

In order to be able to use Snowflake — I will use it, but interchange any program as the features are all about the same — we need to get some information first. We need to know things like the host, the port, the username, and the password. These are entered and voila, you are inside of your server.

When I am inside of my server I see the following features and select Terminal from the left,

I now need to access the directory in which my website is stored. This will depend upon whom hosts you. For me, the directories are assigned by website name as I run an Enterprise level server. So, you would type cd anysite.com — cd is a command that means change directory. Thus far, these have been fairly straightforward things which could be researched and nothing revolutionary. The next part is where it took me months to figure out.

From the root of the directory generally, you need to type the following command: php composer.phar install and hit enter. It may ask you to update or approve some files, just type Y for yes. Now, because there are other other occasions that Composer is used, I also elected to install it in the temp folder — temporary folder. You will need to type cd temp and then install accordingly. From there, type cd .. — yes cd space two periods — which will return you to your main folder. Remember, if you DO NOT type the two periods and simply cd, it will return you to the main root of your server and not your website! So, we have Composer installed where it now needs to be. Next, we will discuss the Package installation process.

Here is what TW says about Packages and why you need to learn and use Composer,

Composer is used in the Tiki code development process to import and manage external software such as jQuery and Bootstrap. But some software cannot be packaged with Tiki due to an incompatible license, or shouldn’t necessarily be packaged with Tiki by default because of the software’s specialized nature or niche application. So it is a natural step for Tiki site administrators to be able to use Composer to install and manage external software specifically for their site after the site is installed.

In a nutshell, this is the long and convoluted argument about how software is licensed. In laymen’s terms, all that matters is that you have to install certain products of your own accord. So, let’s get to it. We are going to talk about TW 22.1 today. Composer has been around since TW 18, though. Most of the time, if you need a feature TW will intuitively move you to the Packages section. If you are curious about what all is available, simply go to the Control Panel and select Packages. Let’s say that you need to install media-alchemyst. This is a Package which allows for the transmutation of media such as manipulating pdf as an image or the sort. The package is identified as media-alchemyst/media-alchemyst ^0.5.4 in TW. Now, it should be noted that when the Package is needed, you need to copy and paste the package, like aforementioned. The problem is that when you paste it into Snowflake, you need to manipulate it a bit. Any Package that we are going to install via Composer, must be prefaced with php temp/composer.phar require –update-no-dev –prefer-dist in front of the Package name. And then we must add a colon in between the name and the version. Here is how media-alchemyst would be installed: php temp/composer.phar require –update-no-dev –prefer-dist media-alchemyst/media-alchemyst:^0.5.4 and everything is case, character, and space sensitive. Upon successful installation it will inform you what it did and offer a piece of code to inspect the files if you so choose.

Each hosting provider is going to be a bit different in what and how they allow you to access and execute command line code. I am with TMD Hosting and they have been nothing but phenomenal for over a decade plus now. I utilize the Cloud based servers; however, it is still considered shared hosting. To that point, though, they initially told me I could not execute the commands. Their command line terminal feature was available, but similar to Amazon’s Lightsail — which I maintain for another Client of mine — I just didn’t like it and opted to use Snowflake and had no issues.

Next week, we are going to discuss deploying the Tiki Wiki Upgrade command line program for updates. Their documentation is found wanting, to say the least, for laymen. It pre-supposes the fact that everyone is a mid-level coder, as I earlier discussed. My hat is off that they, at least, set up a feature called Manager. The issue that still presents is why systems are not able to make One Click Updates, like say WordPress. Regardless, we are going to get into the nuts and bolts of it and walk you through how to roll it out!

Will The Next COVID Variant Please Stand Up

For all the bluster and fanfare that the recent COVID vaccines rolled out under, the reality is that it has been a piss poor production. And that should not be all that surprising. Probably the only successful governmental agency/program has been either the National Weather Service or, perhaps the limited goal of the Department of Defense to win the Cold War. The reality is that no government has ever been good at delivering the goods to its population. The need for Wal Mart to step in and take over the logistics for delivering food and water during Hurricane Katrina is a classic case-in-point. Moreover, though, even with all the graft, greed, and corruption involved in Operation Warp Speed — that funky name given to COVID vaccinations by former President Trump — even the producers of the vaccine could not figure out how much vaccine to put in the bottles for optimum delivery.

The confusion came over labeling: The vaccine comes in vials labeled as containing enough for five doses. But pharmacists discovered that, after thawing and mixing the contents with a diluent, each vial contained enough vaccine for six doses. Without explicit approval from the manufacturer, that final dose had to be discarded.

Even more disconcerting is that some of vaccines cover variants which others do not. A great example is that the AstraZeneca vaccine does not work against the South African strain. A trial showed the vaccine, developed by AstraZeneca and Oxford University, provides only “minimal” protection against mild to moderate COVID-19 infection caused specifically by the variant that has swept through South Africa. The strain, believed to be more easily transmitted but not to cause significantly more serious illness, has also been detected in the U.S., the U.K. and other nations, but is not believed to be the dominant variant in circulation.

To understand why the world even gives a damn about COVID, it has nothing to do with quality of life or economic output. The concern is 100% about the fact that we simply do not have enough hospital beds. Make no mistake that while many believe that the US is this oasis — this First World Country if you will — nothing could be further from the case. In fact, the US is ranked 32nd in the amount of hospital beds per 1,000. The U.S. has fewer acute care hospital beds per capita than in most comparable countries, with the exception of Canada and Sweden. In the past 17 years, the number of hospitals per capita has decreased in both the U.S. and similar countries, although the average density of hospitals in the U.S. has decreased more rapidly. From 1990 to 2017, the U.S. hospital density has decreased by about 28%, whereas the comparable country average has dropped by about 13%. In the past 18 years, the U.S. has seen comparably little growth in the number of practicing physicians per capita. While the number of physicians per capita has increased by about 34% since 2000 in similarly wealthy countries, growth in the U.S. was about 14%, leading to a widening gap between the U.S. and other OECD countries.

More concerning, overall, is the inability of any nation on earth — yet — to get this vaccine in enough arms to even matter. And while everyone continues to heap the praises on this genetic cocktail, the jury is out whether or not people will get the doses on schedule and whether or not it is all it has been hailed to be.

Only several weeks ago, the UK was recommending to mix and match the vaccines much like a buffet — I am sure no one at Downing Street did it, though. Amid a sputtering vaccine rollout and fears of a new and potentially more transmissible variant of the coronavirus, Britain has quietly updated its vaccination playbook to allow for a mix-and-match vaccine regimen. If a second dose of the vaccine a patient originally received isn’t available, or if the manufacturer of the first shot isn’t known, another vaccine may be substituted, health officials said.

Really? Mix and match kinda like buying vegetables at the local bodega, ‘eh?! I mean it is this type of mentality; it is precisely this type of cavalier attitude, that turns the tide when people downstream are slowly approaching their vaccine date. More on point, though, with Pfizier’s soup baked with mRNA and AstraZeneca’s soup using DNA, many are beginning to ask precisely what is being pumped into their bodies. And with the recent statements from the World Health Organization’s (WHO) Katherine O’Brien dismissing the early reports of the South African COVID variant, many are now asking if her discounting of early reporting is for the public welfare or to protect profit margins.

The devil is always in the details. And the problem is that no one, other than high level government officials, have access to what little data there is. Yet another thing which is unknown is whether or not there is any long term protection from the buffets of vaccines out there now. We have reports of those whom have received vaccines now testing positive for COVID itself. A Covid-19 vaccine does not provide full or immediate protection, which means it’s still possible to get infected and test positive for the virus. Democratic Rep. Stephen Lynch of Massachusetts did. He tested positive after he got his second dose of the Pfizer vaccine. Hall of Fame basketball coach Rick Pitino, who coaches the men’s team at Iona College in New York, also tested positive after getting his first dose.

I don’t want this article to come off as an anti-vaccine article, as it is not. I believe in vaccines and when I entered the military I received my first small pox vaccine and actually was hospitalized for it. The issue with our standard regimen of vaccines, though, is that there is clear and concise information out there. Additionally, there is no profit competition. The COVID vaccine, though, has been rushed out with almost zero transparency, under emergency conditions, and even the system pushing them out is broken. It is also the first time, in human history, when humans are being required to submit to vaccinations in order to keep working.

A recent poll of about 2,000 New York City firefighters found that nearly 55 percent said they would not get a vaccine if offered one by their department, according to CNN. Only 42 percent of Black Americans say they intend to be vaccinated, according to a Pew Research poll. And 58 percent of Americans over all indicated they would get a Covid-19 vaccine, according to a Gallup Panel survey from November. On Dec. 16, the Equal Employment Opportunity Commission (EEOC) confirmed that a COVID-19 vaccination requirement by itself would not violate Americans with Disabilities Act (ADA). That law prohibits employers from conducting some types of medical examinations.

An additional problem is that whom needs the vaccine and when do they need it? The term Essential Worker doesn’t appear to mean the same thing to the US Government as it does to say the Mortgage Field Services Industry or the US Department of Housing and Urban Development (HUD). Problematic is the fact that the National Association of Mortgage Field Services (NAMFS) has chosen to remain silent. By way of comparison, the International Association of Field Service Technicians (IAFST) advocated for a contractor’s choice to receive the shot immediately. Many believe that NAMFS members labeled their misclassified employees as Essential to keep the profits churning and now, when their workers need support the most, they have turned their backs — all from the comfort of their homes. Here is what a HUD Senior Official had to say, speaking on condition of anonymity,

The M&M contracts are considered essential to HUD, and were not ordered to stop work during the pandemic.  As such, it may qualify contractor employees/subcontractors access to early vaccinations.  As you know, state laws differ in regard to the vaccination rollouts, so it likely will not be uniform across the board.  For instance, here in Georgia, the only essential employees currently receiving the vaccine are healthcare workers.  I would ask that qualifying individuals follow any state/local regulations regarding registering for the vaccine, and if open to all essential workers, then they would likely qualify.

Once again, where many of the workers are crossing state lines on a daily basis and while reports have been coming in of COVID infections, the water pail is passed off. Profits before People appears to be the common theme, as always. Will Foreclosurepedia be getting the vaccine? Not any time soon. Family members have caught it and weathered the storm. And honestly, unless and until we have some actionable intelligence on the vaccines themselves, I am in no hurry to keep up with the herd. The reality is that as new variants begin to roll out, the amount of booster shots to keep up with the mess will eventually outnumber the ability to even get them. Coming from a generation of chicken pox and measles parties — yes, we were taken around to get infected — the real deal has always struck me as better than the for profit needle jab.

Reyes Bros Services Leads The Charge On Shells And Bubbles

Jamar Hinton and Reyes Bro’s Investment dba Reyes Bros Services are doing what they do best, these day — shells, cutouts, and middlemanning. It’s been a way of life and has only reached new heights during COVID. If there were no victims, Foreclosurepedia would say no party, no foul. That hasn’t been the case, though. As we well documented their defraudment of Foreclosurepedia to the long term of well over $150,000, we feel fairly confident that we are not the only ones.

The vanity of #Fraudsters generally knows no limits. And as Foreclosurepedia began to publish two things happened. First, our posts have gone viral. In fact, when you type REYES BROS SERVICES into Google, two of our articles are now on Page One of Google. Second, the regulatory agencies we have begun to liaise with have truly understood that allowing #Fraudsters to operate within their systems are a detriment to society. To that point, the State of Florida has been most helpful in chronicling the 30 properties which Reyes Bros Services bought, on the one hand, while lying about their purchase and their obligations, on the other. Once we have built profiles on these properties, we will publish them in the interests of transparency.

For others whom have experienced similar treatment from this Minority Owned firm, please feel free to reach out direct as we would be interested in speaking with you. For others whom are considering doing business when them, you have been forewarned.